There are lots of agencies that may be able to help such as The National Debt Line at www.nationaldebtline.co.uk or 0800 808 4000 or your local Citizens Advice Bureau www.citizensadvice.org.uk. Please see our mini guides Don't lose your home and Asking for Help with your Rent for further details

You should also consider the following:

• Getting more information about the benefits you are entitled to.
• Can you reduce your outgoings. If you work out a budget you can see exactly what money you have coming in and what bills you need to pay.